Colorado ATM Route Brokers
ATM routes are one of the few truly semi passive businesses buyers can finance. We value your route on verified net income, review every location agreement and connect you with buyers looking for steady cash flow.
Your information stays confidential. A broker will call you within one business day.
Reports verify every number
Agreements drive value
What buyers are looking for
Selling a ATM route in Colorado
Buyers looking for income that does not require a full time job are drawn to ATM routes. What they pay depends on verified net income after processing, vault cash and service costs, and on how secure your locations are.
BBS sells ATM routes across Colorado and works with many of the liquor stores, convenience stores and bars where machines perform best. We recast your income from processor reports and review location agreements so buyers and lenders can trust the numbers.
What Buyers Pay
SDE (seller’s discretionary earnings) is net profit plus the owner’s salary and one time or personal expenses. Your exact number depends on the factors below.
Colorado Market Update, 2026
Laws, costs and buyer expectations that affect your sale price right now.
Operators report that cash use has plateaued rather than collapsed. Cash still accounts for a meaningful share of U.S. transactions, especially at bars, liquor stores and events.
ATMs have moved out of bank branches and into convenience stores, bars and retail corridors, which is exactly where independent routes operate.
Routes typically sell for about 2.5 to 4 times annual net cash flow, with some buyers using 21 to 26 times average monthly earnings. Net margins often run 50% to 70% of surcharge revenue.
Tariffs have raised ATM hardware prices. Buyers look closely at machine age and EMV and PCI compliance to avoid surprise upgrades.
Sources: DealStream, ATM route rules of thumb · ATM Marketplace, 2026. Market details as of October 2026; confirm current rules before acting.
The Roadmap
Every sale follows the same proven path. Here are the eight steps we’ll move through together.
It starts with a confidential, no obligation conversation. We learn about your business, your goals and your timeline, and you learn exactly how we work and what to expect.
You complete our Business Valuation Intake (BVI), and our team analyzes your financials to determine what your business is truly worth in today’s market.
Our team builds professional marketing materials and takes your business to market through our buyer network and national listing platforms, all without revealing its identity.
We screen every inquiry so only serious, financially capable buyers ever learn the details of your business. Every buyer signs an NDA first.
We help structure and present written offers, then work through price, financing, training and transition until both sides reach an agreement that works.
The buyer verifies financials, operations and contracts while earnest money is held in a neutral escrow account. We keep requests organized and deadlines on track.
We manage the approvals that let the business change hands: your lease assignment, license transfers such as liquor permits, and the buyer’s new legal entity.
Final documents are signed, funds transfer through escrow and you are paid. A short transition hands off operations, vendors, staff and customers.
Typical timeline: 3 to 9 months from listing to close. Approximately 30% of our listings close within the first 3 months!
For Buyers
Build your free buyer profile with the industries, areas and budget you want. When we list a business that fits, we email you, often before it reaches public sites. 85% of our deals close with SBA financing, and we help you prepare the lender package.
Buying a ATM route?
FAQ
Most ATM routes sell anywhere from about 1.0 to 6.5 times annual net earnings after processing, vault cash and service costs. Strong locations with long agreements push value higher.
12 to 24 months of processor reports, location agreements and a list of machines with ages and compliance status.
Many do, but some require the location’s consent. We review each agreement before marketing.
Yes, in many cases. SBA lenders can finance routes with documented income and clear machine ownership.
Cash use has leveled off. Routes in cash heavy locations such as bars and liquor stores continue to perform.
Cash use has leveled off. Routes in cash heavy locations such as bars and liquor stores continue to perform.
Resources
or call 720.361.1000 · Mon to Fri, 8 AM to 6 PM